Private: You don't use your car in connection with a business, profession, or occupation, other than driving it to and from work or for volunteer work.
Business: You use the car in connection with a business, profession or occupation.
Please note, there is no cover while the car is being used for carrying, hauling or towing any of the following:
- hazardous chemicals, explosives, inflammable liquids or gases
- electronics, jewellery or alcohol intended for sale
- hiring, or carrying fare-paying passengers
- courier or delivery services.
If you ever use your car for business, choose 'Business'. If you only use your car for personal use, choose 'Private'.